BAA Provider Disclosure

Who computes your aging indicators

Last Updated: 30 May 2026 URL: https://lhmetrics.com/privacy/baaprovider

Why this page exists

PensionPulse computes aging indicators — your BAA (the gap between your biological and calendar age) and your aging speed — from your activity data. We do not build that computation ourselves alone — we use one or more specialist third-party providers (and, in the future, may also use our own model). This page names the provider(s) currently in use, says what each one receives and why, and links their own terms. It is the page our Privacy Notice and Privacy Policy point to whenever they refer to “our biological-age technology provider(s)” or “BAA provider(s).”

We keep this page current. When we add, change, or remove a provider, we update this page.

1. What a BAA provider does for us

When the app has your activity data, we send a defined slice of it to a provider that runs the aging-indicator computation and returns the result to us. The provider acts on our behalf, under contract — it processes the data only to return the computation, and is not permitted to use it for its own purposes.

What we send a provider:

• your activity data (step / motion samples),
• your sex and year of birth (required model inputs — the model uses year of birth, not your full date), and
• a pseudonymous account-linked identifier (not your name or email).

What we do not send a provider:

• your name, email, or contact details;
• the day or month of your date of birth (the provider receives only the year);
• your financial inputs or retirement projections;
• (during the controlled closed beta) any data for the provider’s own model training — see Section 4.

2. Provider(s) currently in use

We may use more than one provider. The table below is the current set. We update it when the set changes.

Provider	Role	What it receives	Where it processes	Their terms
GeroSense (Gero Pte. Ltd., a Singapore company)	Computes BAA (biological-age-acceleration) and aging-speed indicators from activity data	Activity (step) data, sex, year of birth, and a pseudonymous account identifier	Adapts to our users’ region; processes under data-transfer safeguards (e.g. standard contractual clauses) where applicable	Terms · Privacy

What we send. From PensionPulse, the provider receives step / activity data, your sex, your year of birth, and a pseudonymous identifier — nothing else. It does not receive the day or month of your birth date, your name, email, or financial data. We do not collect or transmit raw heart-rate, ECG, or other regulated medical signals.

Where data is processed. We store our data in the United States (our infrastructure is US-hosted). Our biological-age technology provider(s) adapt their processing region to our user base. Where data is processed across borders, we and our provider(s) rely on recognised data-transfer safeguards — such as standard contractual clauses or equivalent mutual-recognition mechanisms — so that the data carries appropriate protection regardless of where it is processed.

3. Which provider was used for a given result

In addition to this page, the specific provider or model used to produce a given indicator is shown to you in the Report at the time it is generated. So you can see both the overall current set (this page) and the exact source of any individual result (in the Report).

4. Provider use and model training

A provider uses your data only to return the computation to us; it does not use your data for its own purposes under our contract.

Separately, PensionPulse may in the future develop or improve its own biological-age model using records of computations. This is not happening during the controlled closed beta — beta data is excluded from any model-training use entirely. If and when we use such data outside the beta, we will ask for your explicit, separate consent before any such use begins, and you will be able to decline.

5. Adding or changing a provider

Because our architecture supports more than one provider, we may add a second or third provider, or replace one, as the product develops. When we do, we update the table in Section 2. For consumer users, the meaningful protections do not change: a provider receives only activity data and a pseudonymous identifier, processes it only to return the computation, and cannot use it for its own purposes.

6. Operator and contact

During the controlled closed beta: operated by Evgeny Yakushev (project “Life & Health Metrics,” pending incorporation). In production (after corporate reinstatement): operated by Life & Health Metrics, Inc.

Questions about this page or about how your data reaches a provider: privacy@lhmetrics.com

— END OF BAA PROVIDER DISCLOSURE —